Federal Interest Loan Rate Student
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Federal funds rate - The federal funds rate is the interest rate at which depository institutions lend balances (federal funds) at the Federal Reserve to other depository institutions overnight. It is not (as the name might initially suggest) the rate at which the Fed lends to financial institutions.
Real interest rate - The real interest rate is the nominal interest rate minus the inflation rate. It is a better measure of the return that a lender receives (or the cost to the borrower) because it takes into account the fact that the value of money changes due to inflation over the course of the loan period.
Fixed interest - A fixed interest rate loan is a loan where the interest rate doesn't fluctuate over the life of the loan. This allows the borrower to accurately predict their future payments.
Adjustable rate mortgage - An adjustable rate mortgage or variable rate mortgage is a loan secured on a property (house) whose interest rate and so monthly repayment vary over time. Other forms of mortgage loan include interest only mortgage, fixed rate mortgage, Negative amortization mortgage, discounted rate mortgage and balloon payment mortgage.
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